1. Introduction

Welcome to Horizon Trade! Your trust is important to us, and we're committed to protecting the privacy and security of your personal information. The personal information you share with us helps us provide a great experience with Horizon Trade.

1.1 Scope

This Privacy Policy applies to Horizon Trade (collectively, "Horizon Trade," "we," "us," or "our") and its affiliates. This Privacy Policy describes how we collect, use, process, and disclose your personal information, in conjunction with your access to and use of the Horizon Trade Platform (collectively, the "Services"). Our Services are available through www.horizon-trade.com (the "Site") and our mobile applications (the "App"), collectively the "Horizon Trade Platform."

1.2 Description of Users and Acceptance of Terms

This Privacy Policy applies to visitors to the Horizon Trade Platform who view publicly accessible content ("Visitors") and customers who have signed up to access and use the Services ("Customers"). By visiting or browsing the publicly accessible areas, Visitors acknowledge that they have read, understood, and agree to be legally bound by this Privacy Policy and our Terms of Use.

1.3 Exclusions

Anonymized Data: This Privacy Policy does not apply to anonymized or aggregated Customer data.
Third-Party Links: This Privacy Policy does not apply to third-party products, websites, links, services, or practices of companies that we do not own or control.
Do Not Track: Horizon Trade does not respond to general web browser "Do Not Track" settings and/or signals.
Jurisdiction: The Horizon Trade Platform, the Services, and their servers are controlled and operated in Israel and are intended for citizens or lawful residents of the United States.

2. Information We Collect or Receive

2.1 Categories of Personal Information

When you register to become a Customer, you will be asked to provide us with certain information, such as:

Identity Data: Name, alias, date of birth, citizenship and passport number, visa information, home address, telephone number, email address, Social Security number (or tax ID), bank account information, employer name, employment status, and job position.
Financial Data: Credit card, debit card, and bank account numbers, billing address, and similar information.
Compliance Data: Whether you are a "politically exposed person," annual income range, total net worth range, and other regulatory compliance information.
Verification Data: Government-issued identification documents, self-portrait photographs, and other KYC/AML information.
Third-Party Logins: If you register using a third-party service (e.g., Google), we will obtain your email address and may obtain additional personal information.

2.2 Nonpublic Personal Information

When you register, we will also collect nonpublic personal information, including information you provide to obtain financial products or services, information from transactions, or information obtained in connection with providing financial services to you.

2.3 Investment Style Information

You may be asked to provide information about your investment preferences and style, such as risk tolerance, time horizon, liquidity needs, investment objectives, and experiences.

2.4 Geolocational Information

Certain features may be based on your location. We may, with your consent, automatically collect geolocation information from your device. You may decline, in which case certain features may be unavailable.

2.5 Information We Collect Automatically

Online Identifiers: Operating system, browser name/version, IP addresses.
Biometric Information: If used for security (e.g., FaceID/TouchID).
Device Information: Device type, device ID, advertising identifiers, operating system, network type.
Usage Data: Authentication data, click-stream data, login data, transaction data.
Cookies: We use cookies to provide functionality and analyze usage.
Third-Party Analytics: We may use services like Google Analytics to evaluate usage.

2.6 Children's Data

Horizon Trade does not knowingly collect Personal Information from children under 18. If suspected, we will require account closure and delete the information.

3. Sources of Personal Information

We may collect Personal Information from third-party sources such as banking verification services, consumer reporting agencies, brokers, banks, or government databases.

4. How The Information Is Used

4.1 Provide, Improve, and Develop the Platform

To enable you to access and use the Horizon Trade Platform.
To fulfill our contractual obligations and support requests.
To provide personalized suggestions regarding financial products.
To process transactions and verify Customer information.
To engage third-party service providers to perform functions on our behalf.

4.2 Create and Maintain a Trusted and Safe Environment

To comply with legal obligations, including detecting and preventing fraud.
To verify or authenticate information provided by you.
To ensure compliance with and enforce our Terms of Use.
To comply with court orders or lawful requests.

4.3 Provide, Personalize, Measure, and Improve our Advertising

To send promotional messages and marketing based on your preferences.
To personalize, measure, and improve our marketing efforts.
To administer referral programs, rewards, or surveys.

5. How We Protect Your Information

We use encryption and commercially reasonable technical, administrative, and physical safeguards to protect information from loss, misuse, and unauthorized access. If you believe your account has been compromised, contact us immediately at support@horizon-trade.com.

6. Retention of Your Information

We will retain your Personal Information for as long as it serves the purpose(s) for which it was initially collected, and as necessary to comply with legal obligations, resolve disputes, and enforce agreements.

7. Communication Preferences

Transactional: Administrative and transactional communications necessary to provide Services.
Marketing: Periodic emails about services of interest. To opt out, click "unsubscribe" at the bottom of any marketing email.

8. California Residents Privacy Rights

The California Privacy Rights Act ("CPRA") allows California residents to request access to and deletion of personal information. Note that the CPRA may not apply to most personal information collected by financial institutions governed by federal regulations (e.g., GLBA). To submit a data request, contact us at support@horizon-trade.com.

9. Changes To This Privacy Policy

We may modify this Privacy Policy from time to time. If we make material changes, we will notify you by email or notice on the Platform prior to the change becoming effective.

10. Contact Us

If you have questions or concerns, please contact us at: support@horizon-trade.com